IBPS CLERKS WRITTEN EXAM PATTERN

Written Examination:

Written Examination Structure:

Sr. No.	Name of Tests (Objective)	No. of Questions	Maximum Marks	Total Time
1	Test of Reasoning	50	50	150 minutes
2	Test of English Language	50	50
3	Test of Numerical Ability	50	50
4	Test of General Awareness with special reference to Banking Industry	50	50
5	Test of Computer Knowledge	50	50
	Total	250	250

IBPS PO Exam Prepration Solved Paper - Aug 2011

General Awareness

Q.1 Which of the following carries out 'Open Market Operations?
(1) Finance Ministry     (2) External Affairs Ministry
(4) Planning Commission (5) Ministry of Commerce

Q. 2 Who among the folfowing Ministers will hold telecom portfolio in addition to his own portfolio till next reallotment?
(1) Kamal Nath        (2) Kapil Sibal
(4) Mamta Banerjee (5) None of these

Q. 3 Under provisions of which one of the following Acts, the RBI issues directives to the Banks in India?
(1) RBI Act  (2) Banking Regulation Act (3) Essential Commodities Act
(4) RBI and Banking Regulation Act (5) None of these

Q.4 On which one of the following 'Head of Expenses', the expenses of the Government of India are highest?
(1) Food subsidy (2) Fertilizer subsidy     (3) Pradhan Mantri Gram SadakYojana
(4) Maintenance of national highways     (5) Oil subsidy

Q.5 Which one of the following foreign agencies will assist the municipal agencies to improve quality of municipal schools through its School Excellence Programmes (SEP) ?
(1) IMF     (2) UNDP     (3) UNICEF     (4) ADB  (5) None of these

Q. 6 Which one of the following tools is used by RBI for selective credit control?
(1) It advises banks to lend against certain commodities
(2) It advises banks to recall the loans for advances against certain commodities
(3) It advises banks to charge higher rate of interest for advance against certain commodities
(4) It discourages certain kinds of lending by assigning higher risk weights to loans it deems undesirable
(5) None of these

IBPS PO/MT BANK EXAM PREPARATION TIPS - 2011

IBPS BANK EXAM  TIPS 2011

Tips to follow for ibps bank exam 2011

1. Use shortcut tricks while  answering the questions.

2. Try to reduce using of formulas.

3. Don’t attempt all questions in any section.

4. If you don’t know the answer for particular problem, simply leave it to save the time.

5. In English section,answer the questions fastly(ex: in particular question he asked synomyn for the word,by seeing the 4 options,1 option will be blink in your mind, finalised it and tick that answer, really you don't know the answer for that question, then by thinking about it, will be waste of your time and it will not possible to get the answer by thinking in english section)

6. Reasoning section will be take more time, so try to answer for some(for qualifying) questions only in this section.

7. Don’t start your exam with aptitude and reasoning sections

8. Time splitting for each section

General awareness:            15 min

Computer knowledge:        15 min

English:                               25 min

Reasoning:                          45 min

Quantitative aptitude:          50 min

Ibps bank exam 2011 for PO’s, will be conduct on 18th of October, while writing the exam,you need to follow some tips and tricks. Many students are not getting the jobs in banks,because of section cut-off. Some students, good at aptitude but not in English, then he will be rejected from the short list, so for you need to prepare for all sections, then only its possible to get your dream job in 19 banks. And also don't attempt all questions in any section, which affects your final score and as well as time waste. If you attempt all questions in any section, the other sections time will be waste and negative marks also considerable, so be carefull while writing the exam.

IBPS PO/MT Common Written Examination Sample Paper -2011

GENERAL AWARENESS

1. Which period is called the 'banking swadeshi' period when many Indians established many banks?
1)1870-1940
2)1910-1947
3)1906-1911
4)1947-1991
5)1942-1947

2. The banks established in Swadeshi period are ............?
1) Bank of India
2) Corporation bank
3) Indian Bank
4) Bank of Baroda
5) All of the above

3. In which part of India, many banks are established, which is called the 'Cradle of Indian Banking System'?
1) Northern Assam
2) Southern Tamilnadu
3) Eastern Rajasthan
4) Southern Karnataka
5) Western Maharastra

4. The most banks in India failed between ............ Not less than 100 banks failed due to various reasons?
1) 1923-1928
2) 1953-1958
3) 1923-1948
4) 1903-1928
5) 1913-1918

5. Which party issued a paper by name 'Stray thoughts on Bank Nationalization' signaling the nationalization of banks in India?
1) Communist Party of India
2) Janatha Party
3) Congress Party
4) Republican Party
5) National Conference

6. Banking Companies (Acquisition and Transfer of Undertaking) Bill passed in ...............paving way to the nationalization of banks in India?
1) 1974
2) 1969
3) 1975
4) 1981
5) 1961



7. Who said the nationalization of banks is the 'masterstroke of political sagacity'?
1) Indira Gandhi
2) Raj Narayan
3) Jayaprakash Narayan
4) Jawahar Lal Nehru
5) Atal Bihari Vajpayee

8. How many banks were nationalized in 1969?
1) 18
2) 6
3) 14
4) 20
5) 5

9. Which bank was not nationalized in 1969?
1) Allahabad Bank
2) Bank of Baroda
3) State Bank of India
4) Bank of India
5) Bank of Maharastra

10. How many banks were nationalized as a  second dose in 1980?
1) 4
2) 9
3) 6
4) 18
5) 12

11. Bad debts mean ............?
1) amounts owed to a company that are going to be paid
2) amounts owed to a company that are not going to be paid
3) amounts owed to a company that are going to be paid within 2 years
4) amounts owed to a company that are not going to be paid within 8 years
5) None

12. GST council (Goods and Services Taxes Council) in the Constitution 115th Amendment Bill headed by ............ to make recommendations the taxes to be levied, goods to be exempted, GST rate etc?
1) Prime Minister
2) Finance Minister
3) Commerce Minister
4) Revenue Minister
5) Finance Secretary

13. The current limit of External borrowings is $ 20 billion. This Current limit is now raised to $ ............ billion?
1) 21
2) 40
3) 70
4) 60
5) 30

14. ............is not the provision of the National Land Acquisition and Rehabilitation & Resettlement Bill?
1) In the given area, least 80% of the population must agree to acquisition of land by the government.
2) Land owners to be compensated with twice the registered or stamp value of the land in urban areas and six times in rural areas.
3) Single law has the provisions of Acquisition of land and rehabilitation
4) The government can appoint middle man to have talks with the local population to decrease the compensation
5) Compensation reflects the market rates

15. Food Security Bill proposed by National Advisory Council (NAC) proposes 90% ration in Rural Areas and ............% ration in Urban Areas. (National Advisory Council headed by Sonia Gandhi)
1) 50
2) 70
3) 100
4) 90
5) 25

16. The Union government decisions are given. Pick the correct one?
1) National Legal Aid and Reforms commiscommission coming soon
2) Supreme Court ordered the return of 156 hectares of land to farmers in Uttar Pradesh, allocated to construct posh buildings.
3) The postal department issues postal stamps on President of India's house Rastrapathi Bhavan
4) Five PIO ( Person of India Origin) universities will be set up in the future.
5) All of above

17. Project 'Surakhya' an Infant and Young Child Feeding (IYCF) introduced by ............?
1) Odisha
2) Chattisgarh
3) Arunachal Pradesh
4) Madhya Pradesh
5) Goa

18. 'Nanhe Haath Kalam Ke Saath' ( tiny hands with pen) phase II announced against the social evil of Child Labour by ............?
1) Karnataka
2) Andhra Pradesh
3) Uttar Pradesh
4) Rajasthan
5) Goa

19. SAARC Interior Ministers conference was recently held in ............?
1) Sri Lanka
2) India
3) Afganistan
4) Bhutan
5) Nepal

20. Mahatma Gandhi led .............listed in the top ten of the most influential protests in the world as mentioned by 'Time magazine'?
1) Non-cooperation Movement
2) Swadeshi Movement
3) Salt Satyagraha
4) Quit India Movement
5) Champaran Satyagraha

21. A person who expects share prices in general to decline and who is likely to indulge in SHORT SALES is called ............?
1) Bear
2) Bull
3) Dog
4) Duck
5) Lame Duck

22. ............ was re elected as the UN Secretary General?
1) Irina Bocova
2) Robert Zollick
3) Ban Ki-moon
4) Hillay Clinton
5) Christine Legarde

23. Meghdoot awards conferred by ............?
1) Air India
2) Department of Water Resources
3) Postal Department
4) Department of Communications
5) Supreme Court

24. 'Areva' a French company belongs to following sector?
1) Nuclear
2) Toy
3) Auto makers
4) Mobiles
5) Book

25. In the list of nationalized banks, which bank was merged with Punjab National Bank in 1993?
1) Bank of India
2) Bank of Baroda
3) Andhra Bank
4) New Bank of India
5) Central Bank of India

26. ............was the prime minister of India during the nationalization of banks in 1969 and in 1980?
1) Jawahar Lal Nehru
2) Lal Bahadur Sastri
3) Indira Gandhi
4) Morarji Desaii
5) P.V.Narasimha Rao

27. Who among the following is not the present Deputy Governor of Reserve Bank of India?
1) K.C.Chakravarthy
2) Subhir Gokarn
3) Y.Malegam
4) Anand Sinha
5) H. R.khan

28. On 3 August 2011, ........... panel submitted its report to Reserve Bank of India on 'customer service in banks'
1) Rangarajan
2) Malegam
3) Subba Rao
4) H.R.Khan
5) Damodaran

29. ............firmly tell many rules and regulations relating to Non-Performing Assets?
1) Banking Regulation Act 1949
2) Foreign Exchange Management Act 1999
3) SEBI Act 1992
4) Indian Contract Act 1872
5) Negotiable instrument act 1881

30. On 30 June 2011 ............liberalized FDI norms by allowing the Indian companies to pay in the form of Equity in to the foreign suppliers instead of payment in the form of foreign exchange?
1) SEBI
2) Ministry of Finance
3) Ministry of Commerce
4) FDA
5) RBI

31. ............tied up with Met Life to enter in to insurance business recently?
1) Andhra Bank
2) Union Bank of India
3) Corporation bank
4) Allahabad Bank
5) Punjab National Bank

32. ............started, the saga of Liberlization of banks as a prime minister?
1) Indira Gandhi
2) Nehru
3) Lal Bahadur Sastri
4) P.V.Narasimha Rao
5) Atal Bihari Vajpayee

33. Which committee suggested the banking reforms?
1) Kalia
2) Deepak Mohanty
3) Narasimham
4) Syamala Gopinath
5) Goparia

34. The decade 1990-2000 is the era of Techsavvy private banks. Which are established during this period?
1) Global Trust Bank
2) UTI bank
3) ICICI
4) HDFC
5) All of above

35. Global Trust Bank was merged with ........?
1) HDFC
2) Oriental Bank of Commerce
3) State Bank of India
4) Syndicate Bank
5) IDBI

36. ............was merged with HDFC bank?
1) Bank of Rajasthan
2) Global Trust Bank
3) Centurion Bank
4) Bank of Bombay
5) Imperial Bank of India

37. ............has offered to India a loan of Rs.6,800 crore for building 24,000 km of all weather roads in the rural seven economically poor and hilly areas States
1) IMF
2) IFC
3) World Bank
4) IDA
5) ADB

38. India's first indigenous payment gateway is ............?
1) India Expenditure
2) India Payment
3) India Challan
4) India Pay
5) India Rupee

39. ............opened a Lockless branch at Shani Shingnapur (Maharastra) respecting the local customs?
1) State Bank of India
2) Bank of Maharastra
3) Union Bank of India 4) ICICI
5) UCO bank

40. ............and Life Insurance Corporation of India( LIC) tie up to launch Credit-Card services to the customers and employees of LIC?
1) Axis Bank
2) ICICI
3) State Bank of India
4) HDFC
5) Kotak Mahendra Bank

41. Tehri Hydro Development Corporation got $ 648 million from ............?
1) IMF
2) IDA
3) ADB
4) AFD
5) IBRD

42. On 10 August 2011, in which state National Bank for Agriculture and Rural Development (NABARD) proposed to give huge loans in the endosulfan-hit areas?
1) Odisha
2) Andhra Pradesh
3) Uttar Pradesh
4) West Bengal
5) Kerala

43. The best alternative banking service to branch banking to be the part of Financial Inclusion?
1) Establishment of small branches
2) Setup ATMs
3) Issuing of ATM cards
4) Giving Credit Cards
5) Mobile banking

44. Giving focused attention to integrated development of infrastructure in selected cities is the main theme of ............scheme?
1) PURA
2) JNNURM
3) MGNREGA
4) IAY
5) RAY

45. ...........became first state to sign an agreement on Emission Reduction Purchase with the World Bank to curb the carbon emissions?
1) Andhra Pradesh
2) Himachal Pradesh
3) Haryana
4) Goa
5) Maharashtra

46. MENA (Middle East and North Africa) region is the familiar for ............ industry?
1) Toy
2) Leather
3) Petroleum
4) Cotton
5) Fruits

47. The Award list given. Pick the correct one?
1) 12th IIFA (International Indian Film Academy) top awards announced in Toranto
2) Life Achievement Award got by Asha Bhonsle
3) Best film award got by Dabangg
4) Best Actor Award got by Shahrukh Khan
5) All of above

48. Guido Mantega used the word 'Currency War' referring ............?
1) India
2) China
3) New Zeland
4) Russia
5) USA

ANSWERS
1)3 2)5 3)4 4)5 5)3 6)2 7)3 8)3 9)3 10)3
11)2 12)2 13)5 14)4 15)1 16)5 17)1 18)4
19)4 20)3 21)1 22)3 23)3 24)1 25)4 26)3
27)3 28)5 29)1 30)5 31)5 32)4 33)3 34)5
35)2 36)3 37)3 38)4 39)5 40)1 41)5 42)5
43)5 44)2 45)2 46)3 47)5 48)2.