सरकारी नौकरी|Sarkari-Naukari |Govt. Examinations: solved paper
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Showing posts with label solved paper. Show all posts
Showing posts with label solved paper. Show all posts

Monday, August 29, 2011

IBPS PO Exam Prepration Solved Paper - Aug 2011



General Awareness

Q.1 Which of the following carries out 'Open Market Operations?
(1) Finance Ministry     (2) External Affairs Ministry
(4) Planning Commission (5) Ministry of Commerce

Q. 2 Who among the folfowing Ministers will hold telecom portfolio in addition to his own portfolio till next reallotment?
(1) Kamal Nath        (2) Kapil Sibal
(4) Mamta Banerjee (5) None of these

Q. 3 Under provisions of which one of the following Acts, the RBI issues directives to the Banks in India?
(1) RBI Act  (2) Banking Regulation Act (3) Essential Commodities Act
(4) RBI and Banking Regulation Act (5) None of these

Q.4 On which one of the following 'Head of Expenses', the expenses of the Government of India are highest?
(1) Food subsidy (2) Fertilizer subsidy     (3) Pradhan Mantri Gram SadakYojana
(4) Maintenance of national highways     (5) Oil subsidy

Q.5 Which one of the following foreign agencies will assist the municipal agencies to improve quality of municipal schools through its School Excellence Programmes (SEP) ?
(1) IMF     (2) UNDP     (3) UNICEF     (4) ADB  (5) None of these

Q. 6 Which one of the following tools is used by RBI for selective credit control?
(1) It advises banks to lend against certain commodities
(2) It advises banks to recall the loans for advances against certain commodities
(3) It advises banks to charge higher rate of interest for advance against certain commodities
(4) It discourages certain kinds of lending by assigning higher risk weights to loans it deems undesirable
(5) None of these

Sunday, August 28, 2011

Bank of Baroda(BOB) Clerk Exam Solved Paper - 2011

SOCIO - ECONOMIC, BANKING AND COMPUTER AWARENESS

1. Which of the following nations is considered the originator of the concept of Micro Finance?
(1) Bangladesh
(2) India
(3) South Africa
(4) Greece
(5)Brazil

2. Which of the following is represented by the letter ‘L' in the abbreviation CAMELS, the rating system used in financial world ?
(1) Loans
(2) Leadership
(3) Liabilities
(4) Liquidity
(5) None of these

3. Repo rate is decided by which of the following organizations?
(1) SEBI
(2) AMFI
(3) All Banks
(4) RBI
(5) IMF

4. Many a times we read a term ‘PPP' in financial dailies/magazines. What is the full form of the same as used in financial world?
(1) Purchasing Power Parity
(2) Per captia Potential Purchases
(3) Public Per captia Power
(4) Present Purchasing Power
(5) Popular Public Preferences

Thursday, August 25, 2011

International Organisations and their Headquarters



Organisation Headquarters
UNO New York
UNICEF New York
UNESCO Paris
UNIDO Vienna
WHO Geneva
UNFPA New York
ILO Geneva
IMF Washington DC
WTO Geneva
International Court Of Justice The Hague
International Atomic Energy Agency Vienna
World Bank Washington D.C.
International Committee of the Red Cross Geneva
International Maritime Organisation London
Universal Postal Union Berne
Food and Agricultural Organisation Rome
World Meteorological Organisation Geneva
SAARC Kathmandu
Amnesty International London
Transparency International Berlin
World Intellectual Property Organization Geneva
International Renewable Energy Agency Abu Dhabi (UAE) (Interim HQs)
Commonwealth of Nations London
International Standards Organisation Geneva

Saturday, August 20, 2011

Punjab National Bank PNB Exam Solved Paper


Marketing and Computer Knowledge
(Exam Held on: 4-4-2010)

1. Four of the following five are alike in a certain way and so form a group.
Which is the one that does not belong to the group ?
1. Marketing function includes—
(A) Designing new products
(B) Advertisements
(C) Publicity
(D) After sales service
(E) All of these
Ans : (E)
2. Lead generation can be resorted to
by browsing—
(A) Telephone directories
(B) Yellow pages
(C) Internet sites
(D) List of existing customers
(E) All of these
Ans : (E)
3. Effective selling skills depend on—
(A) Effective lead generation
(B) Sales Call Planning
(C) Territory Allocation
(D) Effective communication skills
(E) All of these
Ans : (E)
4. Market Information means—
(A) Knowledge level of marketing staff
(B) Information about marketing staff
(C) Information regarding Share market
(D) Knowledge of related markets
(E) All of these
Ans : (D)
5. Marketing channels mean—
(A) Delivery period
(B) Delivery time
(C) Delivery outlets
(D) Delivery place
(E) All of these
Ans : (E)

6. ‘Buyer Resistance’ means—
(A) Buyer’s interest in the product being sold
(B) Buyer fighting with the seller
(C) Buyer’s hesitation in buying the product
(D) Buyer becoming a seller
(E) Buyer buying the product
Ans : (C)
7. Marketing is the function of—
(A) Sales persons
(B) Production Department
(C) Planning Department
(D) Team leaders
(E) A collective function of all staff
Ans : (E)
8. A DSA means—
(A) Direct Service Agency
(B) Direct Selling Agent
(C) Double Selling Agent
(D) Distribution Agency
(E) None of these
Ans : (B)
9. Service Marketing is resorted to in—
(A) All manufacturing companies
(B) All production houses
(C) Export units
(D) Insurance companies and banks
(E) All of these
Ans : (D)
10. Marketing is—
(A) A skilled person’s job
(B) A one day function
(C) A one time act
(D) Required only when a new product is launched
(E) None of these
Ans : (A)
11. Market share refers to—
(A) Share market prices
(B) Price fluctuation in the market
(C) Share issue floated by the company
(D) Share of wallet
(E) Share of business of the company
as compared to peers
Ans : (E)
12. Service Marketing is the same as—
(A) Internet marketing
(B) Telemarketing
(C) Internal Marketing
(D) Relationship Marketing
(E) All of these
Ans : (D)
13. Current Accounts can be freely opened by ………… Find the incorrect answer.
(A) All NRIs
(B) All businessmen
(C) Government departments
(D) Firms and Companies
(E) HUFs
Ans : (E)
14. Buyer Resistance can be overcome by—
(A) Cordial relation between buyer and
seller
(B) Good negotiation
(C) Persuasive communication
(D) Good after sales service
(E) All of these
Ans : (A)
15. Cross-selling is useful for canvassing—
(A) Current Accounts
(B) Fixed Deposit Accounts
(C) Student loans
(D) Car loans
(E) All of these
Ans : (E)
16. Market segmentation helps to
determine—
(A) Target groups
(B) Sale price
(C) Profit levels
(D) Product life cycle
(E) All of these
Ans : (A)
17. The target group for Car loans is—
(A) Auto manufacturing companies
(B) Car dealers
(C) Taxi drivers
(D) Car purchasers
(E) All of these
Ans : (E)
18. The best promotional tool in any marketing is—
(A) e-promotion
(B) Public Relations
(C) Viral marketing
(D) Word of mouth publicity
(E) Advertisements
Ans : (E)
19. Customisation results in—
(A) Customer exodus
(B) Customer retention
(C) Customer complaints
(D) All of these
(E) None of these
Ans : (B)
20. The target group for Education Loans is—
(A) All parents
(B) All Professors
(C) All Research Scholars
(D) All Tutorial Colleges
(E) All College Students
Ans : (E)
21. Find the correct sentence.
(A) Higher the price, higher are the sales
(B) More sales persons lead to more sales
(C) Mission statement is part of a Market Plan
(D) Better sales incentives means better performance
(E) All customers are profitable customers
Ans : (C)
22. Good marketing strategy envisages good and proper—
(A) Product development
(B) Promotion and Distribution
(C) Pricing
(D) Relationship management
(E) All of these
Ans : (E)
23. Savings Accounts can be opened by—
(A) All individuals fulfilling KYC norms
(B) All individuals earning more than Rs. 1,00,000 per annum
(C) All individuals above the age of 18
(D) All salaried persons only
(E) All students below the age of 18
Ans : (C)
24. Situation Analysis is useful for—
(A) SWOT Analysis
(B) Analysis of Sales person’s performances
(C) Analysis of capital markets
(D) All of these
(E) None of these
Ans : (A)
25. Information that comes from an external source and fed into computer software is called—
(A) Input
(B) Output
(C) Throughput
(D) Reports
(E) None of these
Ans : (A)
26. With a CD you can—
(A) Read
(B) Write
(C) Neither Read nor Write
(D) Both Read and Write
(E) None of these
Ans : (D)
27. Errors in a computer program are referred to as—
(A) bugs
(B) mistakes
(C) item overlooked
(D) blunders
(E) None of these
Ans : (A)
28. Which of the following are computers that can be carried around easily ?
(A) Laptops
(B) Supercomputers
(C) PCs
(D) Minicomputers
(E) None of these
Ans : (A)
29. What menu is selected to change font and style ?
(A) Tools
(B) File
(C) Format
(D) Edit
(E) None of these
Ans : (C)
30. Where is the disk put in a computer?
(A) In the hard drive
(B) In the disk drive
(C) Into the CPU
(D) In the modem
(E) None of these
Ans : (B)
31. A computer’s hard disk is—
(A) an arithmetic and logical unit
(B) computer software
(C) operating system
(D) computer hardware
(E) None of these
Ans : (D)
32. A compiler is used to translate a program written in—
(A) a low level language
(B) a high level language
(C) assembly language
(D) machine language
(E) None of these
Ans : (B)
33. In programming, you use the following keys—
(A) Arrow keys
(B) Function keys
(C) Alpha keys
(D) page up and Page Down keys
(E) None of these
Ans : (A)
34. Which keys enable the input of numbers quickly ?
(A) Function keys
(B) The numeric keypad
(C) Ctrl, shift and alt
(D) Arrow keys
(E) None of these
Ans : (B)
35. Files are organized by storing them in—
(A) tables
(B) databases
(C) folders
(D) graphs
(E) None of these
Ans : (C)
36. The secret code that restricts entry to some programs—
(A) entry-code
(B) passport
(C) password
(D) access-code
(E) None of these
Ans : (C)
37. Advertisements are not required in—
(A) Public Sector banks
(B) Private Sector banks
(C) Government concerns
(D) Profit making companies
(E) None of these
Ans : (C)
38. The most common method of entering text and numerical data into a computer system is through the use of a—
(A) plotter
(B) scanner
(C) printer
(D) keyboard
(E) None of these
Ans : (D)
39. Computer programs are also known as—
(A) operating systems
(B) documents
(C) peripherals
(D) applications
(E) None of these
Ans : (D)
40. A collection of unprocessed items is ………
(A) information
(B) data
(C) memory
(D) reports
(E) None of these
Ans : (B)
41. ……… is when the more powerhungry components, such as the monitor and the hard drive, are put in
idle.
(A) Hibernation
(B) Power down
(C) Standby mode
(D) The shutdown procedure
(E) None of these
Ans : (C)
42. ……… is the process of dividing the disk into tracks and sectors.
(A) Tracking
(B) Formatting
(C) Crashing
(D) Allotting
(E) None of these
Ans : (B)
43. A saved document is referred to as a ………
(A) file
(B) word
(C) folder
(D) project
(E) None of these
Ans : (A)
44. Which of the following is the largest unit of storage ?
(A) GB
(B) KB
(C) MB
(D) TB
(E) None of these
Ans : (D)
45. The operating system is the most common type of ……… software.
(A) communication
(B) application
(C) system
(D) word-processing
(E) None of these
Ans : (B)
46. A ……… is approximately one billion bytes.
(A) kilobyte
(B) bit
(C) gigabyte
(D) megabyte
(E) None of these
Ans : (C)
47. A scanner scans—
(A) Pictures
(B) Text
(C) Both Pictures and Text
(D) Neither Pictures nor Text
(E) None of these
Ans : (C)
48. Dumb terminals have terminals and—
(A) Mouse
(B) Speakers
(C) Keyboard
(D) Mouse or Speakers
(E) None of these
Ans : (C)
49. The portion of the CPU that coordinates the activities of all the other computer components is the—
(A) motherboard
(B) coordination board
(C) control unit
(D) arithmetic logic unit
(E) None of these
Ans : (C)
50. A repair for a known software bug, usually available at no charge on the Internet, is called a(n)—
(A) version
(B) patch
(C) tutorial
(D) FAQ
(E) None of these
Ans : (B)

Thursday, August 18, 2011

IBPS PO/MT Common Written Examination Sample Paper -2011



GENERAL AWARENESS

1. Which period is called the 'banking swadeshi' period when many Indians established many banks?
1)1870-1940
2)1910-1947
3)1906-1911
4)1947-1991
5)1942-1947

2. The banks established in Swadeshi period are ............?
1) Bank of India
2) Corporation bank
3) Indian Bank
4) Bank of Baroda
5) All of the above

3. In which part of India, many banks are established, which is called the 'Cradle of Indian Banking System'?
1) Northern Assam
2) Southern Tamilnadu
3) Eastern Rajasthan
4) Southern Karnataka
5) Western Maharastra

4. The most banks in India failed between ............ Not less than 100 banks failed due to various reasons?
1) 1923-1928
2) 1953-1958
3) 1923-1948
4) 1903-1928
5) 1913-1918

5. Which party issued a paper by name 'Stray thoughts on Bank Nationalization' signaling the nationalization of banks in India?
1) Communist Party of India
2) Janatha Party
3) Congress Party
4) Republican Party
5) National Conference

6. Banking Companies (Acquisition and Transfer of Undertaking) Bill passed in ...............paving way to the nationalization of banks in India?
1) 1974
2) 1969
3) 1975
4) 1981
5) 1961



7. Who said the nationalization of banks is the 'masterstroke of political sagacity'?
1) Indira Gandhi
2) Raj Narayan
3) Jayaprakash Narayan
4) Jawahar Lal Nehru
5) Atal Bihari Vajpayee

8. How many banks were nationalized in 1969?
1) 18
2) 6
3) 14
4) 20
5) 5

9. Which bank was not nationalized in 1969?
1) Allahabad Bank
2) Bank of Baroda
3) State Bank of India
4) Bank of India
5) Bank of Maharastra

10. How many banks were nationalized as a  second dose in 1980?
1) 4
2) 9
3) 6
4) 18
5) 12

11. Bad debts mean ............?
1) amounts owed to a company that are going to be paid
2) amounts owed to a company that are not going to be paid
3) amounts owed to a company that are going to be paid within 2 years
4) amounts owed to a company that are not going to be paid within 8 years
5) None

12. GST council (Goods and Services Taxes Council) in the Constitution 115th Amendment Bill headed by ............ to make recommendations the taxes to be levied, goods to be exempted, GST rate etc?
1) Prime Minister
2) Finance Minister
3) Commerce Minister
4) Revenue Minister
5) Finance Secretary

13. The current limit of External borrowings is $ 20 billion. This Current limit is now raised to $ ............ billion?
1) 21
2) 40
3) 70
4) 60
5) 30

14. ............is not the provision of the National Land Acquisition and Rehabilitation & Resettlement Bill?
1) In the given area, least 80% of the population must agree to acquisition of land by the government.
2) Land owners to be compensated with twice the registered or stamp value of the land in urban areas and six times in rural areas.
3) Single law has the provisions of Acquisition of land and rehabilitation
4) The government can appoint middle man to have talks with the local population to decrease the compensation
5) Compensation reflects the market rates

15. Food Security Bill proposed by National Advisory Council (NAC) proposes 90% ration in Rural Areas and ............% ration in Urban Areas. (National Advisory Council headed by Sonia Gandhi)
1) 50
2) 70
3) 100
4) 90
5) 25

16. The Union government decisions are given. Pick the correct one?
1) National Legal Aid and Reforms commiscommission coming soon
2) Supreme Court ordered the return of 156 hectares of land to farmers in Uttar Pradesh, allocated to construct posh buildings.
3) The postal department issues postal stamps on President of India's house Rastrapathi Bhavan
4) Five PIO ( Person of India Origin) universities will be set up in the future.
5) All of above

17. Project 'Surakhya' an Infant and Young Child Feeding (IYCF) introduced by ............?
1) Odisha
2) Chattisgarh
3) Arunachal Pradesh
4) Madhya Pradesh
5) Goa

18. 'Nanhe Haath Kalam Ke Saath' ( tiny hands with pen) phase II announced against the social evil of Child Labour by ............?
1) Karnataka
2) Andhra Pradesh
3) Uttar Pradesh
4) Rajasthan
5) Goa

19. SAARC Interior Ministers conference was recently held in ............?
1) Sri Lanka
2) India
3) Afganistan
4) Bhutan
5) Nepal

20. Mahatma Gandhi led .............listed in the top ten of the most influential protests in the world as mentioned by 'Time magazine'?
1) Non-cooperation Movement
2) Swadeshi Movement
3) Salt Satyagraha
4) Quit India Movement
5) Champaran Satyagraha

21. A person who expects share prices in general to decline and who is likely to indulge in SHORT SALES is called ............?
1) Bear
2) Bull
3) Dog
4) Duck
5) Lame Duck

22. ............ was re elected as the UN Secretary General?
1) Irina Bocova
2) Robert Zollick
3) Ban Ki-moon
4) Hillay Clinton
5) Christine Legarde

23. Meghdoot awards conferred by ............?
1) Air India
2) Department of Water Resources
3) Postal Department
4) Department of Communications
5) Supreme Court

24. 'Areva' a French company belongs to following sector?
1) Nuclear
2) Toy
3) Auto makers
4) Mobiles
5) Book

25. In the list of nationalized banks, which bank was merged with Punjab National Bank in 1993?
1) Bank of India
2) Bank of Baroda
3) Andhra Bank
4) New Bank of India
5) Central Bank of India

26. ............was the prime minister of India during the nationalization of banks in 1969 and in 1980?
1) Jawahar Lal Nehru
2) Lal Bahadur Sastri
3) Indira Gandhi
4) Morarji Desaii
5) P.V.Narasimha Rao

27. Who among the following is not the present Deputy Governor of Reserve Bank of India?
1) K.C.Chakravarthy
2) Subhir Gokarn
3) Y.Malegam
4) Anand Sinha
5) H. R.khan

28. On 3 August 2011, ........... panel submitted its report to Reserve Bank of India on 'customer service in banks'
1) Rangarajan
2) Malegam
3) Subba Rao
4) H.R.Khan
5) Damodaran

29. ............firmly tell many rules and regulations relating to Non-Performing Assets?
1) Banking Regulation Act 1949
2) Foreign Exchange Management Act 1999
3) SEBI Act 1992
4) Indian Contract Act 1872
5) Negotiable instrument act 1881

30. On 30 June 2011 ............liberalized FDI norms by allowing the Indian companies to pay in the form of Equity in to the foreign suppliers instead of payment in the form of foreign exchange?
1) SEBI
2) Ministry of Finance
3) Ministry of Commerce
4) FDA
5) RBI

31. ............tied up with Met Life to enter in to insurance business recently?
1) Andhra Bank
2) Union Bank of India
3) Corporation bank
4) Allahabad Bank
5) Punjab National Bank

32. ............started, the saga of Liberlization of banks as a prime minister?
1) Indira Gandhi
2) Nehru
3) Lal Bahadur Sastri
4) P.V.Narasimha Rao
5) Atal Bihari Vajpayee

33. Which committee suggested the banking reforms?
1) Kalia
2) Deepak Mohanty
3) Narasimham
4) Syamala Gopinath
5) Goparia

34. The decade 1990-2000 is the era of Techsavvy private banks. Which are established during this period?
1) Global Trust Bank
2) UTI bank
3) ICICI
4) HDFC
5) All of above

35. Global Trust Bank was merged with ........?
1) HDFC
2) Oriental Bank of Commerce
3) State Bank of India
4) Syndicate Bank
5) IDBI

36. ............was merged with HDFC bank?
1) Bank of Rajasthan
2) Global Trust Bank
3) Centurion Bank
4) Bank of Bombay
5) Imperial Bank of India

37. ............has offered to India a loan of Rs.6,800 crore for building 24,000 km of all weather roads in the rural seven economically poor and hilly areas States
1) IMF
2) IFC
3) World Bank
4) IDA
5) ADB

38. India's first indigenous payment gateway is ............?
1) India Expenditure
2) India Payment
3) India Challan
4) India Pay
5) India Rupee

39. ............opened a Lockless branch at Shani Shingnapur (Maharastra) respecting the local customs?
1) State Bank of India
2) Bank of Maharastra
3) Union Bank of India 4) ICICI
5) UCO bank

40. ............and Life Insurance Corporation of India( LIC) tie up to launch Credit-Card services to the customers and employees of LIC?
1) Axis Bank
2) ICICI
3) State Bank of India
4) HDFC
5) Kotak Mahendra Bank

41. Tehri Hydro Development Corporation got $ 648 million from ............?
1) IMF
2) IDA
3) ADB
4) AFD
5) IBRD

42. On 10 August 2011, in which state National Bank for Agriculture and Rural Development (NABARD) proposed to give huge loans in the endosulfan-hit areas?
1) Odisha
2) Andhra Pradesh
3) Uttar Pradesh
4) West Bengal
5) Kerala

43. The best alternative banking service to branch banking to be the part of Financial Inclusion?
1) Establishment of small branches
2) Setup ATMs
3) Issuing of ATM cards
4) Giving Credit Cards
5) Mobile banking

44. Giving focused attention to integrated development of infrastructure in selected cities is the main theme of ............scheme?
1) PURA
2) JNNURM
3) MGNREGA
4) IAY
5) RAY

45. ...........became first state to sign an agreement on Emission Reduction Purchase with the World Bank to curb the carbon emissions?
1) Andhra Pradesh
2) Himachal Pradesh
3) Haryana
4) Goa
5) Maharashtra

46. MENA (Middle East and North Africa) region is the familiar for ............ industry?
1) Toy
2) Leather
3) Petroleum
4) Cotton
5) Fruits

47. The Award list given. Pick the correct one?
1) 12th IIFA (International Indian Film Academy) top awards announced in Toranto
2) Life Achievement Award got by Asha Bhonsle
3) Best film award got by Dabangg
4) Best Actor Award got by Shahrukh Khan
5) All of above

48. Guido Mantega used the word 'Currency War' referring ............?
1) India
2) China
3) New Zeland
4) Russia
5) USA

ANSWERS
1)3 2)5 3)4 4)5 5)3 6)2 7)3 8)3 9)3 10)3
11)2 12)2 13)5 14)4 15)1 16)5 17)1 18)4
19)4 20)3 21)1 22)3 23)3 24)1 25)4 26)3
27)3 28)5 29)1 30)5 31)5 32)4 33)3 34)5
35)2 36)3 37)3 38)4 39)5 40)1 41)5 42)5
43)5 44)2 45)2 46)3 47)5 48)2.

Thursday, August 4, 2011

BANK EXAMS GENERAL AWARENESS PRACTICE QUESTIONS For - 2011



1. Among the following statements, which one is not a correct statement?
1) RBI circulates money with the permission of the state governments
2) RBI authorized the banks to open branches in North Eastern part of India with out its prior permission
3) RBI orders that 25 % of the new branches must be open in rural areas
4) RBI is having the sole authority to control bank operations in Co-operative banks
5) RBI is strict in the content of Bank Advertisements

2. As per RBI report banks disposed Rs.4.26 Lakh crores to farm sector, against the target of ........... lakh crore during 2010-2011?
1) 3.50
2) 5.23
3) 9.1
4) 6.5
5) 7.1

3. Banker's Committee on Rural Housing headed by ...........?
1) M.D.Malya
2) R.Sridhar
3) M.V.Nair
4) Alok Kumar Misra
5) Basant Seth

4. Monthly (some times daily) the amount deposited in the account. In the maturity period, the large amount got by the customer. The account is called ...........?
1) Savings
2) Fixed
3) Recurring
4) Corporate
5) Current

5. On 1 June 2011, Janani-Shishu Suraksha Karyakram ( JSSK) launched by the Central Government. Pick the correct option?
1) This Program started under the plank of Janani Suraksha Yojana ( JSY)
2) JSY centrally sponsored scheme aimed at reducing maternal and infant mortality rates and increasing institutional deliveries in below poverty line (BPL) families.
3) JSSK provides Free and Cashless Services to pregnant women in both Rural and Urban areas
4) JSY comes under the overall umbrella of National Rural Health Mission ( NHM) 2005 covers all pregnant women belonging to households below the poverty line, above 19 years of age and up to two live births.
5) All of above

6. The Union government agreed for the payment security mechanism for Solar power projects under JNNSM. It stands for ...........
1) Jawahar Lal Nehru National Solar Mean
2) Jawahar Lal Nehru National Solar Module
3) Jatiya Nehru National Sign Mission
4) Jawahar Nehru National Sign Mission
5) Jawahar Lal Nehru National Solar Mission

7. ........... became the first state to sign MOU with the World Bank for securing carbon credits for its 'Clean Development Mechanism' Project?
1) Andhra Pradesh
2) Himachal Pradesh
3) Haryana
4) Tamilnadu
5) Bihar

8. Committee/ Commission list is given. Pick the wrong one?
1) High Powered Task Force for the revamp of Defense Management-Naresh Chandra
2) Inter-ministerial task force to evolve a suitable mechanism for direct subsidies- Nandan Nilekani
3) Committee on Small Savings Fund- Usha Thorat
4) Long-term policy for the Indian Pharmaceutical Sector-Viswa Mohan Katoch
5) Trade and Economic Relations Committee (TERC) headed by Prime Minister of India


9. On 21 July 2011, Prahar missile test fired successfully from the Integrated Test Range (ITR) in Balasore in Odisha. It is a ........... missile?
1) Surface to Air
2) Air to Surface
3) Water to Water
4) Air to Air
5) Surface to Surface

10. Indo-foreign relations are given. Pick up wrong one?
1) India agrees with Nepal to export Election management
2) India agrees with Netherlands on Corporate Governance and Corporate Social Responsibility
3) Annual Indo 'China border trade restarted in Uttarakhand
4) India lifted anti-dumping duty on Gas from China and Japan
5) UK banned import of Indian fish

11. RBI has no control over ...........?
1) Public Sector Banks
2) Private Sector Banks
3) Self-Help Groups
4) Regional Rural Banks
5) Foreign Banks

12. India paid Rs. 700 cr as penalty to World Bank and other international agencies due to ...........
1) World bank hates India
2) prepayment of loans
3) delay in the payment of debts
4) delay in the execution of projects
5) asked the world bank to top up loans

13. Rajiv Awas Yojana phase I launched with Financial Assistance. It provides slum free houses to slum dwellers approximately in ........... cities across the country by the end of 12th five year plan
1) 100
2) 500
3) 250
4) 800
5) 1000

14. Recession means
1) where the sold goods are re purchased due to consumer demand
2) where the unsold goods are sold away due to more demand
3) where the unsold goods are accumulated due to lack of consumer demand
4) where the sold goods are banned not to sell
5) None

15. In the Newspapers we read the soft loans granted by World Bank to India. Few state governments and Central government give the soft loans to beneficiaries also. What is meant by soft loan?
1) Short period and more rate of Interest
2) Long Period and more rate of interest
3) Long period, more rate of Interest with grace periods
4) Long period, less rate of Interest with grace periods
5) Long period, more rate of Interest with no grace periods

16. The Union Government decisions are taken. Pick the correct one?
1) Rastriya Swasthya Bima Yozana now covers Beedi workers also
2) M.V.AMET Majesty is India's first cruise Liner
3) Free monthly season tickets for railway travel extended to Girls up to Graduation level
4) Union Government set a target of training 500 million skilled workers by 2022
5) All of above

17. ........... hosts UN convention on Biodiversity on October 1-19, 2012?
1) Geneva
2) Toranto
3) Hyderabad
4) Rome
5) Canberra

18. International Physics Olympiad held 10-18 July 2011 in ...........?
1) Rome
2) Geneva
3) New York
4) Bangkok
5) New Delhi

19. Indian Cosmetic doyenne ........... has been presented with a shield of Honour by the Oxford University?
1) Meera Kumari
2) Angela Perutiza
3) Anu Sisters
4) Shahnaz Husain
5) Madam Triloka rani

20. Pick the wrong abbreviation?
1) Line Commercial Vehicle - LCV
2) Bilateral Aviation Safety Agreement - BASA
3) Commission for Agricultural Costs & Prices - CACP
4) Self Help Group - SHG
5) Liquidity Adjustment Facility - LAF

21. Which among the following one is not the part of Priority Sector Lending as per the order of RBI on 5 May 2011?
1) Agriculture
2) Self help Groups
3) Non-banking Finance companies
4) Micro finance
5) Housing Sector

22. Which bank is not a Public Sector Bank?
1) Indian Overseas Bank
2) Punjab National Bank
3) Karur Vysya Bank
4) UCO Bank
5) Vijaya Bank

23. Revision of Scheme of Post-Metric Scholarships to students belonging to Scheduled Tribes announced. The revision of income-ceiling increased from Rs.1.45 lakh to Rs ........... lakh per annum
1) 4
2) 5
3) 2
4) 3
5) 3.5

24. Revision of amount of construction of Individual Household Latrine (IHHL) from Rs.2200 ( rural area) , Rs.2700 ( Urban) to ...........?
1) 2500, 3000
1) 2800, 3100
3) 3200, 3700
4) 4000, 4100
5) None

25. National Rural Livelihood Mission (NRLM) launched by Ministry Rural Development to bring the poorest of the poor above the poverty line by ensuring viable livelihood opportunities. The scheme launched in
Banswara, ........... It is the redesigned scheme of Swarnjayanti Gram Swarojgar Yojana (SGSY)
1) Haryana
2 ) Uttarpradesh
3) Andhra Pradesh
4) Rajastan
5) Assam

26. Options relating to states are given. Pick the wrong one?
1) World's largest Solar project to come up in Dhule, Maharashtra (150 MW)
2) Floating Post Office likely to be set up in Dal Lake in Jammu
3) A street in Bangladesh named after Indira Gandhi, as she had the credit to get independence to their country
4) Andhra Pradesh is the first state with Israel to collaborate
5) None

27. NATGRID announced to share the information among the law enforcement agencies to mitigate the terrorism. Expand NATGRID?
1) National Intelligence Grid Department
2) National Guard Intelligence Grid
3) Ninth Intelligence Grid
4) National Intelligence Grid
5) None

28. The International Events are given. Pick the wrong one?
1) The first Arab woman is Suzzane Al Houby to scale Mount Everest
2) Japan reviews its total energy policy
3) Chashma nuclear reactor of China imported to Pakistan
4) Nepal started to bring the constitutional reforms
5) None

29 The prime lending agency in the world to help the developing countries?
1) IMF
2) IFC
3) AFD
4) USA
5) IDA

30. The Abbreviation list given. Pick the wrong one?
1) OBE-Order of the British Empire
2) PSLV- Polar Satellite Launching Vehicle
3) CWD- Cash on Withdrawal
4) POK-Pakistan Occupied Kashmir
5) UPSC-Union People Service Commission

31. New appointments are given. Pick the wrong one?
1) New Home Secretary of India-Rajkumar Singh
2) Chief of the Integrated Defence Staff- Shekar sinha
3) Ranjan Mathai is the new Foreign Secretary
4) Nirupama Rao is the new ambassador of India in Russia
5) Chairman and MD of Central Bank of India-M.V.Tanksale

32. On whose birth day India celebrates Doctor day on 1 July every year?
1) Dr. Venugopal
2) Dr. Jagadish Chandra Bose
3) Dr. Nayudamma
4) Dr. Kedia Dinkar
5) Dr. B.C.Roy

33. 2000th ICC test held between India and ...........?
1) Australia
2) England
3) West Indies
4) Pakistan
5) Zimbabwe

34. Sports events are given. Pick wrong one?
1) National Institute of Sports (NIS) Patiala
divides from Sports Authority of India (SAI).
2) Japan lifted the women's football World Cup by defeating USA in a dramatic final.
3) India won the Cricket Test series against West Indies with 1-0
4) Fernando Alonso of Portugal won the British Grand Prix
5) 2018 Ryder cup host by France

ANSWERS:
1)1 2)1 3)2 4)3 5)5 6)5 7)2 8)3 9)5 10)4
11)3 12)4 13)3 14)3 15)4 16)5 17)3 18)4
19)4 20)1 21)3 22)3 23)3 24)3 25)4 26)5
27)4 28)5 29)5 30)5 31)4 32)5 33)2 34)4

Wednesday, July 27, 2011

Oriental Bank of Commerce Clerk Exam. Solved Paper - 2011


English
(Exam Held on 9-1-2011)
(Second Shift)



Directions—(Q. 1-15) Read the following passage carefully and answer the questions given below it. Certain words are printed in bold to help you to locate them while answering some of the questions.

A fisherman, enfeebled with age, could no longer go out to sea so he began fishing in the river. Every morning he would go down to the river and sit there fishing the whole day long. In the evening he would sell whatever he had caught, buy food for himself and go home. It was a hard life for an old man. One hot afternoon while he was trying to keep awake and bemoaning his fate, a large bird with silvery feathers alighted on a rock near him. It was Kaha, the heavenly bird. “Have you no one to care for you, grandpa ?” asked the bird. “Not a soul.” “You should not be doing such work at your age, ” said the bird. “From now on I will bring you a big fish every evening. You can sell it and live in comfort.” True to her word, the bird began to drop a large fish at his doorstep every evening. All that the fisherman had to do was take it to the market and sell it. As big fish were in great demand, he was soon rolling in money. He bought a cottage near the sea, with a garden around it and engaged a servant to cook for him. His wife had died some years earlier. He had decided to marry again and began to look for a suitable woman.

One day he heard the royal courtier make an announcement. Our king has news of a great bird called Kaha,” said the courtier. “Whoever can give information about this bird and help catch it, will be rewarded with half the gold in the royal treasury and half the kingdom !” The fisherman was sorely tempted by the reward. Half the kingdom would make him a prince !

“Why does the king want the bird ?” he asked. “He has lost his sight,” explained the courtier. “A wise man has advised him to bathe his eyes with the blood of Kaha. Do you know where she can be found ?” “No…I mean …no, no…” Torn between greed and his sense of gratitude to the bird, the fisherman could not give a coherent reply. The courtier, sensing that he knew someting about the bird, informed the king. The king had him brought to the palace.

“If you have information about the bird, tell me,” urged the king. “I will reward you handsomely and if you help catch her, I will personally crown you king of half my domain.” “I will get the bird for you,” cried the fisherman, suddenly making up his mind. “But Kaha is strong. I will need help.” The king sent a dozen soldiers with him. That evening when the bird came with the fish, the fisherman called out to her to wait. “You drop the fish and go and I never get a chance to thank you for all that you’ve done for me,”he said. “Today I have laid out a feast for you inside. Please alight and come in.” Kaha was reluctant to accept the invitation but the fisherman pleaded so earnestly that she finally gave in, and alighted. The moment she was on the ground, the fisherman grabbed one of her legs and shouted to the soldiers hiding in his house to come out. They rushed to his aid but their combined effort could not keep Kaha down.

She rose into the air with the fisherman still clinging onto her leg. By the time he realised he was being carried away, the fisherman was too high in the air to let go. He hung on grimly, and neither he nor Kaha were ever seen again.

1. Why was the king desperately looking for Kaha the bird ?
(A) The king wanted a pet bird.
(B) A wise man advised the king to capture the bird for good luck.
(C) Kaha was the only heavenly bird with silvery feathers.
(D) The king was blind and required Kaha’s blood for his eyes.
(E) Kaha was known to be the greatest bird alive.
Ans : (D)

2. Why did the bird volunteer to bring fish for the old man ?
(A) The old man was inexperienced at fishing.
(B) The bird took pity on the old man and wanted to help him.
(C) The bird had caught more fish than required.
(D) The bird wanted to make the old man rich.
(E) The bird had heard the old man bemoaning his fate.
Ans : (B)

3. What led the courtier to sense that the fisherman might know something about Kaha ?
(A) The courtier had observed Kaha alight at the fisherman’s house every evening.
(B) The courtier had seen the fisherman talk to Kaha.
(C) The fisherman fumbled when asked about Kaha.
(D) Word went around that the fisherman was in contact with Kaha.
(E) None of these
Ans : (C)


4. Which of the following cannot be said about the royal courtier ?
(1) He was a very observant man.
(2) He was jealous of the old fisherman.
(3) He had informed the king about the fisherman.
(A) Only (1)
(B) Only (2)
(C) Only (3)
(D) Only (1) and (3)
(E) Only (2) and (3)
Ans : (B)

5. What could be an appropriate title for the story ?
(A) A Fish a Day
(B) The Lonely fisherman
(C) Kaha the Silvery feathered bird
(D) The Blind King
(E) The Ungrateful old fisherman
Ans : (E)

6. Which of the following is not true about Kaha ?
(A) Kaha was a very considerate bird.
(B) The blood of Kaha was precious.
(C) Kaha was a strong bird.
(D) Kaha flew away alongwith the old fisherman.
(E) Kaha saved the fisherman from the King’s wrath.
Ans : (E)

7. Why did the fisherman stammer when asked if he knew about the bird ?
(A) The fisherman thought he was going to be punished for living off the bird.
(B) He was thrilled he would be able to help the king.
(C) He already knew about the reward that was being offered.
(D) He was conflicted between the king’s reward and his gratitude towards the bird.
(E) The fisherman was faced with a very unexpected question by a royal courtier.
Ans : (D)

8. How did the fisherman get Kaha to come down ?
(1) The fisherman told Kaha that the King was impressed by her kindness and wanted to meet her.
(2) The fisherman invited Kaha to live in his house as he was a lonely man and wanted company.
(3) The fisherman invited Kaha to his house for a feast in order to thank her for everything.
(A) Only (1)
(B) Only (2)
(C) Only (3)
(D) Only (2) and (3)
(E) Only (1) and (3)
Ans : (C)

9. What does the phrase ‘rolling in money’ as highlighted in the passage refer to ?
(A) To have a large amount of money.
(B) To have just enough of money.
(C) To live a life that is not affordable.
(D) To live off someone else.
(E) To be self-sufficient.
Ans : (A)

10. Why was the fisherman doubtful about revealing information about Kaha to the courtier ?
(A) He did not want to lose Kaha.
(B) Kaha was his source of income.
(C) He was worried about his supply of fish.
(D) He had heard that kaha was going to be killed for her blood.
(E) Kaha had asked the fisherman not to tell anyone about her whereabouts.
Ans : (C)

Directions—(Q. 11–13) Choose the word which is most nearly the SAME in meaning as the word printed in bold as used in the passage.

11. Aid
(A) Health
(B) Help
(C) Support
(D) Freedom
(E) Mercy
Ans : (B)

12. Sorely
(A) Happily
(B) Painfully
(C) Gainfully
(D) Greatly
(E) Primarily
Ans : (D)

13. Torn
(A) Conflicted
(B) Alarmed
(C) Frightened
(D) Strained
(E) Frayed
Ans : (A)

Directions—(Q. 14-15) Choose the word which is most OPPOSITE in meaning of the words/printed in bold as used in the passage.

14. Alight
(A) Settle
(B) Take off
(C) Come by
(D) Rest
(E) Free
Ans : (B)

15. Grabbed
(A) Caught
(B) Released
(C) Secured
(D) Loosened
(E) Held
Ans : (B)

Directions—(Q. 16–25) Read each sentence to find out whether there is any grammatical error in it. The error, if any, will be in one part of the sentence. The letter of that part is the answer. If there is no error, the answer is (E) i.e., ‘No Error’. (Ignore the errors of punctuation, if any).

16. Removing seeds from (A) / cotton plants was (B) / a slowest job until (C) / Eli Whitney invented the cotton gin. (D) No Error (E)
Ans : (C)

17. India is a land of (A) / great political leaders (B) / who ruled the country effectively (C) / and also by protecting its national interest . (D) No Error (E)
Ans : (D)

18. The climbers will try again (A) / to reach the summit of the mountain, (B) / their chances of doing so are (C) / more better than they were last week. (D) No Error (E)
Ans : (D)

19. Most birds sings (A) / only in daylight, (B) / one notable exception (C) / being the nightingale. (D) No Error (E)
Ans : (A)

20. In the eve of the election (A) / there was heavy (B) / political security (C) / in the state. (D) No Error (E)
Ans : (A)

21. The teacher thought (A) / the children would (B) / be happy for (C) / clearing away their toys. (D) No Error (E)
Ans : (C)

22. Neither Alice or Mary remembers (A) / what happened before (B) / the car crashed (C) / into the wall. (D) No Error (E)
Ans : (A)

23. This is the woman (A) / that always wears (B) / a black shawl (C) / to work. (D) No Error (E)
Ans : (B)

24. Many leading members (A) / of the opposition party (B) / has tried to justify (C) / their decisions. (D) No Error (E)
Ans : (C)

25. The view of (A) / the manufacturing and (B) / tourist industries is that (C) / the economy is improving. (D) No Error (E)
Ans : (C)

Directions—(Q. 26–30) Which of the phrases (A), (B), (C) and (D) given below each sentence should replace the phrase printed in bold in the sentence to make it grammatically correct ? If the sentence is correct as it is given and no correction is required, mark (E) as the answer.

26. So successful her business to be, that Marie was able to retire at the age of 50.
(A) So successful her business was
(B) So successful being her business
(C) Her business was so successful
(D) So was her successful business
(E) No correction required
Ans : (C)

27. The ship was in mercy of the waves.
(A) To be in mercy of
(B) At the mercy of
(C) Having mercy on
(D) Merciful to
(E) No correction required
Ans : (B)

28. He not to have resigned, we would have been forced to dismiss him.
(A) Had he not
(B) Had not he
(C) He had not
(D) He not had
(E) No correction required
Ans : (A)

29. A wealthy coin collector was eager to pay the huge sum for the coin because it was one kind.
(A) Of one kinds
(B) One of kinds
(C) One of a kind
(D) One of those kinds
(E) No correction required
Ans : (C)

30. The thief carried the knife carefully to not cut himself.
(A) So as not to
(B) So not to
(C) Not to
(D) Not in order to
(E) No correction required
Ans : (A)

Directions—(Q. 31–35) In each question below, four words printed in bold type are given. These are lettered (A), (B), (C) and (D). One of these words printed in bold may either be wrongly spelt or inappropriate in the context of the sentence. Find out the word that is inappropriate or wrongly spelt, if any. The letter of that word is your answer. If all the words printed in bold are correctly spelt and appropriate in the context of the sentence then mark (E) i.e., ‘All Correct’ as your answer.

31. The economist (A) was hesistant (B) to comment (C) on the government policy. (D) All Correct (E)
Ans : (B)

32. The king knew (A) that he had definately (B) been wrong about his choice (C) of courtiers. (D) All Correct (E)
Ans : (B)

33. Statistics (A) are now compulsory (B) for all students taking a cource (C) in engineering. (D) All Correct (E)
Ans : (C)

34. The caretaker (A) is responsible (B) for the maintainance (C) of the school buildings. (D) All Correct (E)
Ans : (C)

35. The more scarce (A) any collecteble (B) item is, the higher (C) the price (D) tends to be. All Correct (E)
Ans : (B)

Directions—(Q. 36–40) Rearrange the following six sentences / group of sentences (1), (2), (3), (4), (5) and (6) in the proper sequence to form a meaningful paragraph; then answer the questions given below them.
(1) Seeing the dogs and his master running after the fox, the rooster screamed “No ! Don’t come near me !”
(2) A fox sneaked into a farm and grabbed a prize rooster. The farmer saw him raised an alarm.
(3) “My master was very cruel to me” explained the rooster to the fox. “Tell him to stay away from
me.”
(4) The rooster flew up into a tree and stayed there till he was rescued by his master.
(5) The fox was delighted. In the process of shouting to the farmer he released his hold over the rooster.
(6) Soon the farmer and his dogs started chasing the fox. The fox, was holding the rooster in his mouth, and was running very fast.

36. Which of the following should be the SIXTH (LAST) sentence after the rearrangement ?
(A) 5
(B) 2
(C) 3
(D) 4
(E) 6
Ans : (D)

37. Which of the following should be the FIFTH sentence after the rearrangement ?
(A) 3
(B) 4
(C) 6
(D) 2
(E) 5
Ans : (E)

38. Which of the following should be the FIRST sentence after the rearrangement ?
(A) 1
(B) 4
(C) 6
(D) 3
(E) 2
Ans : (E)

39. Which of the following should be the FOURTH sentence after the rearrangement ?
(A) 4
(B) 3
(C) 2
(D) 1
(E) 6
Ans : (B)

40. Which of the following should be the SECOND sentence after the rearrangement ?
(A) 2
(B) 3
(C) 6
(D) 4
(E) 5
Ans : (C)

Directions—(Q. 41–50) In the following passage, there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case.

Haria, a poor barber lived alone in his small hut. He was …(41)… to his work and whatever he earned was enough to fulfil his needs. One evening, after returning from work, Haria was hungry. Just as he was …(42)… what he could cook for dinner he heard a hen clucking outside his hut. “That hen would make a great feast for me,” thought Haria and prepared to catch the hen. With a little effort he …(43)… in catching the hen and as he was about to kill the hen, it squeaked, “Please do not kill me, Oh kind man ! I will help you.” Haria stopped. …(44)… he was surprised that the hen spoke, he asked, “How can you help me ?” “If you …(45)… my life, I will lay a golden egg for you everyday,” said the hen.

Haria’s eyes …(46)… in delight. Haria was surprised to hear this promise. “A golden egg ! That too everyday ! But why should I believe you ? You might be lying,” said Haria. “If I do not lay a golden egg tomorrow, you can kill me,” said the hen. After this promise, Haria spared the hen and …(47)… for the next day.

The next morning. Haria found a golden egg …(48)… outside his hut and the hen sitting beside it. “It is true ! You really can lay a golden egg !” exclaimed Haria with great delight. He did not …(49)… this incident to any one, …(50)… that others would catch the hen.

41. (A) dedicated
(B) devote
(C) enthusiastic
(D) good
(E) engrossed
Ans : (A)

42. (A) feeling
(B) sounding
(C) dreaming
(D) plotting
(E) wondering
Ans : (E)

43. (A) quit
(B) surrendered
(C) succeeded
(D) won
(E) managed
Ans : (C)

44. (A) Finally
(B) Though
(C) Since
(D) As
(E) Because
Ans : (D)

45. (A) forgive
(B) leave
(C) give
(D) spare
(E) consume
Ans : (D)

46. (A) exclaimed
(B) dazed
(C) open
(D) awakened
(E) widened
Ans : (E)

47. (A) remembered
(B) starved
(C) waited
(D) rejoiced
(E) looked
Ans : (C)

48. (A) lying
(B) forlorn
(C) presented
(D) hiding
(E) secluded
Ans : (A)

49. (A) seek
(B) say
(C) narrates
(D) reveal
(E) hide
Ans : (D)

50. (A) fearing
(B) selfish
(C) concerning
(D) citing
(E) alarmed
Ans : (A)

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